Serving the Banking Needs of Businesses and Individuals

Community State Bank

Offers full-service banking solutions to private individuals and commercial clients alike. Our approachable staff members are committed to providing you with customer service of the highest quality. Whatever your banking needs may be, we are more than capable of meeting them.

Commercial Banking Services

We offer several merchant services that cater to businesses. These include providing access to a money market, commercial checking accounts, cash management to help grow your business, and many more.

Individual Banking Services

Members of our local community can enjoy several benefits when banking with us. For starters, our Maverick Checking Account has no service and statement fees. We also offer competitive Certificate of Deposit (CD) rates with a variety of terms.

In addition, we have traditional savings accounts, Christmas Club and Vacation Club savings accounts, checking accounts, and many more.

Lending

Our bank offers agricultural, commercial, and consumer loans. You can depend on us to process your request quickly and make decisions that benefit the local community.

Remote Banking

For added convenience, we also offer online and mobile banking. You can pay your bills, make deposits, perform remote deposit captures, and more on the go or from the comfort of your desk.

Online

Trail Ride Savings Account 

Initial Deposit of $50

Only 3 withdrawals per quarter

Additional withdrawals will be charged $ 2.00

Interest will be accrued on those balances over $50

Interest will be credited at end of quarter

Pony Express Youth Savings Account 

Initial Deposit of $25

Only 1 withdrawal per quarter

Additional withdrawals will be charged $ 2.00

Interest will be credited at end of quarter

Christmas Club or Vacation Club

For current terms, interest rates and annual percentage yields – please speak to an account representative - (719) 336-3272

Penalties will apply for early withdrawal

Certificates of Deposit (CD's) 

Various CDs are available

For current terms, interest rates and annual percentage yields – please speak to an account representative - (719) 336-3272

Penalties will apply for early withdrawal

Individual Retirement Accounts (IRA's) 

Various IRAs are available

For current terms, interest rates and annual percentage yields – please speak to an account representative - (719) 336-3272

Penalties will apply for early withdrawal

Health Savings Accounts (HSA's) 

Debit Card available *w.a.c.

For current terms, interest rates and annual percentage yield – please speak to an account representative - (719) 336-3272

Safe Deposit Boxes 

3 X 10 - $ 20.00 annually

5 X 10 - $ 30.00 annually

10 X 10 - $ 40.00 annually

Payment of interest and balance computation: 

Interest begins to accrue on the first day the Bank received credit for non-cash items (checks), same day for cash deposits.

The Bank uses the average collected balance method to calculate interest on your account.  This balance is calculated by adding the daily collected balance for the period and dividing that total by the number of days in that period and dividing that total by the number of days in that period..

If the account is closed before payment of interest, all accrued interest for that period will be forfeited.

*With Approved Credit

Vehicle Loans

Consumer Loans

Consumer Line of Credit

Commercial Loans

Commercial Line of Credit

Construction Loans

Small Business Loans

Agricultural Loans

Visa Check (Debit) Cards *w.a.c.

Escrow Accounts

* With Approved Credit

Maverick Checking Account

  • Initial Deposit of $100
  • Debit Card available *w.a.c.
  • No monthly service fee
  • Unlimited check writing
  • Safeguarded checks
  • No minimum balance
  • Online Banking
  • Online Bill Pay

Silver Lining Checking Account

  • Initial Deposit of $100
  • Debit Card available *w.a.c.
  • Monthly service fee of $1 if daily balance falls below $100
  • Unlimited check writing
  • Safeguarded checks
  • Online Banking
  • Online Bill Pay

Blue Ribbon Checking Account 

  • Initial Deposit of $100
  • Debit Card available *w.a.c.
  • Free personalized specialty checks
  • Duplicate Checks for an additional $1.50
  • Monthly service fee of $5.00
  • Imaged statemenets
  • Unlimited check writing
  • Safeguarded Checks
  • No minimum balance
  • Online Banking
  • Online Bill Pay

Gold Rush Checking Account 

  • 55 years and older
  • Initial Deposit of $100
  • Debit Card available *w.a.c.
  • Free personalized specialty checks
  • Duplicate Checks for an additional $1.50
  • Imaged statemenets
  • Unlimited check writing
  • Safeguarded Checks
  • No minimum balance
  • Online Banking
  • Online Bill Pay

High Noon NOW Checking Account

  • Initial Deposit of $1,000
  • Debit Card available *w.a.c.
  • Interest will be compounded monthly
  • Interest will be credited to your account monthly
  • Monthly service fee of $12.00 if average balance falls below $1,000
  • Online Banking
  • Online Bill Pay

Square Deal Business Checking Account

  • Initial Deposit of $100
  • Debit Card available *w.a.c.
  • No monthly service fee
  • Online Banking
  • Online Bill Pay
  • Online Commercial Services Available *w.a.c.
  • * fees may apply depending on the service

Real Deal Business Checking Account

  • Interest Bearing
  • For current interest rates and annual percentage yields – please speak to an account representative
  • Initial Deposit of $100
  • Debit Card available *w.a.c.
  • $15 service fee
  • Online Banking
  • Online Bill Pay
  • Online Commercial Services Available *w.a.c.
  • * fees may apply depending on the service

Stampede Money Market Deposit Account

  • Initial Deposit of $2,000
  • Interest will be compounded monthly
  • Interest will be credited to your account monthly
  • Monthly service fee of $15.00 if average balance falls below $2,000
  • Only 6 withdrawals per statement
  • A $10.00 fee will be charged for each excessive withdrawal

* With Approved Credit