Community State Bank

717 N. Main St.

Lamar, CO 81052


(719) 336-3272 - Phone

(719) 336-3280 - Fax

(719) 336-3281 - TeleBanking



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Community State Bank


Welcome to Community State Bank

The New Chip Technology - Added layers of security

Community State Bank is exited to introduce the new Debit Cards with EMV Chip technology for your purchase protection!

Debit Cards with EMV A Chip Card is a credit or debit card with a traditional magnetic strip and an embedded microchip for added security. The embedded microchip provides an added layer of security when used at chip-enabled ATMs and terminals. And, keep in mind that you can also swipe your Chip Card as usual if the terminal doesn’t have chip technology.

Your Community State Bank debit card will be replaced to the new Visa Chip Card at no cost to you. Your current card will still be active and will work as ususal with no changes until your new card arrives.

All Community State Bank debit cards will be replaced over the next 12 months to the new EMV Chip Technology Card on the month that your card is set to expire. For instance, if your card shows an expiration date of January 2018, you will receive your new card with the Chip Technology in January of 2016. Please note: once your new card is activated, you will no longer be able to use your old debit card.

If you would like to upgrade your card before the card's expiration month, you may call Community State Bank to order a replacement; however, there will be a standard replacement card fee.

Visa chip cards are not only more secure, they are also simple to use. Chip cards and terminals work together to protect in-store payments. A unique one-time code is generated behind-the-scenes that is needed for the transaction to be approved - a feature that is virtually impossible to replicate in a counterfeit card.

For more information about the EMV Chip Card Technology you can visit the Visa Chip Card Technology Site.

We have added a new page about Your Security to help give you tips and best practices to keep your online banking and shopping safer.

With the growing variety of mobile devices, social networking sites, and online offers, it is important to protect yourself and your computer. Visit the Your Security page to learn more about online safety and ways to keep your private information private.

For Commercial customers, we recommend taking our new Online Risk Assessment to review your online security. This Risk Assessment will ask you various questions about your internal processes and after subission of the assessment, it will provide you with suggestions on how you can increase online safety for your customers, employees and business.

For more helpful information about online safety, you can visit our Customer Education Resource page for more helpful links!

Please Remember - Community State Bank will never solicit personal information such as account numbers, social security numbers, personal identification numbers, etc. Remember, unless you initiate contact, never provide personal information.

Get an extra layer of security when you shop online

In addition to our other ways of preventing, detecting, and resolving fraud, we offer Verified by Visa, a free, simple-to-use service that confirms your identity with an extra password when you make an online transaction. Click hereto set up your new online Debit Card protection with Verified by Visa!

Community State Bank Updates

Surcharge Free ATM

Community State Bank is part of an ATM Surcharge Free Network!

What does that mean for you? You can use a number of local ATM's and not be charged a fee for your cash withdrawal. Start saving money today by using any one of the Surcharge Free Network locations!

Have you tried Voice Access Banking?

The Community State Bank Voice Access banking system allows you to hear your balances, transactions and allows you to perform transfers and more!

You can access the Community State Banks Voice Access system from anywhere by calling - (719) 336-3281.

Our Voice Access service will allow you to access your accounts 24 hours a day 7 days a week through an easy automated voice activated system!

With the Community State Banks New Debit Card Prewards Program you can save while you shop

Prewards are digital incentives (like coupons) that are directly linked to your bank card. With Prewards, you can save money at participating national and local retailers simply by using your bank card. There are no coupons to clip or points to accumulate. Best of all, your Prewards savings are typically added to your account within minutes of your purchase. Click hereto set up your Prewards Account today!!

The FDIC Increased your Deposit Insurance as of Late 2008

FDIC Insurance

Click above to find out more!


By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC).  Beginning January 1, 2013, all of a depositor’s  accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit: 




©2014 Community State Bank all rights reserved

Last Updated Wednesday, October 21, 2015 2:45 PM